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While it's a myth that buyers need a 20% down payment to buy a home, most mortgages require some upfront investment. When i say three and a half percent, i mean, three and a half percent of your purchase price, 5% of the purchase price, 10%, 20%, whatever the down payment is, is a percentage of the cost of the. The way to get closing costs paid for without the buyer having to cover the costs is by adding seller concessions (or seller contributions) to the formal purchase agreement.
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